Loan Underwriter


Panda Africa, a financial institution committed to fostering economic mobility for all Zambians by offering finance that is both affordable and easily accessible, is seeking for a dynamic individual to join our team as a Loan Underwriter

Position Overview:

We are seeking a skilled and experienced Loan Underwriter to join our dynamic team. The ideal candidate will have a strong background in assessing loan applications, analyzing financial data, and mitigating risks. As a Loan Underwriter, you will play a crucial role in evaluating the creditworthiness of loan applicants and ensuring compliance with company policies and regulatory requirements.


  • Review loan applications and assess the financial status of applicants.
  • Analyze credit reports, income documents, and other relevant information to determine loan eligibility.
  • Calculate debt ratios, evaluate collateral, and assess overall risk factors.
  • Communicate with applicants to gather additional information or clarify discrepancies.
  • Collaborate with other departments to ensure timely and accurate processing of loans.
  • Stay up-to-date on industry trends, regulations, and best practices related to underwriting.


  • Bachelor’s degree or Diploma in Finance, Business Administration, or related field.
    Proven experience as a Loan Underwriter or similar role in the financial services industry.
  • Strong analytical skills and attention to detail.
  • Excellent communication and interpersonal skills.
  • Ability to work efficiently in a fast-paced environment.
  • Proficiency in Microsoft Office suite and loan underwriting software.
  • Knowledge of regulatory requirements and industry standards

To Apply

Submit your Curriculum Vitae with three traceable referees and cover letter on or before 24th May,2024  to

Panda Africa is an equal-opportunity employer committed to diversity and inclusion in the workplace. We encourage individuals from all backgrounds to apply.

To apply for this job email your details to