Loan Underwriter

Panda Africa, a financial institution committed to fostering economic mobility for all Zambians by offering finance that is both affordable and easily accessible, is seeking for a dynamic individual to join our team as a Loan Underwriter

Position Overview:

We are seeking a skilled and experienced Loan Underwriter to join our dynamic team. The ideal candidate will have a strong background in assessing loan applications, analyzing financial data, and mitigating risks. As a Loan Underwriter, you will play a crucial role in evaluating the creditworthiness of loan applicants and ensuring compliance with company policies and regulatory requirements.

Responsibilities:

• Review loan applications and assess the financial status of applicants.
• Analyze credit reports, income documents, and other relevant information to determine loan eligibility.
• Calculate debt ratios, evaluate collateral, and assess overall risk factors.
• Communicate with applicants to gather additional information or clarify discrepancies.
• Collaborate with other departments to ensure timely and accurate processing of loans.
• Stay up-to-date on industry trends, regulations, and best practices related to underwriting.

Requirements

• Bachelor’s degree or Diploma in Finance, Business Administration, or related field.
  Proven experience as a Loan Underwriter or similar role in the financial services industry.
• Strong analytical skills and attention to detail.
• Excellent communication and interpersonal skills.
• Ability to work efficiently in a fast-paced environment.
• Proficiency in Microsoft Office suite and loan underwriting software.
• Knowledge of regulatory requirements and industry standards

To Apply

Submit your Curriculum Vitae with three traceable referees and cover letter on or before 24th May,2024  to hr@pandaafrica.com

Panda Africa is an equal-opportunity employer committed to diversity and inclusion in the workplace. We encourage individuals from all backgrounds to apply.